Terms & Conditions

NADBank maintains this Website for information purposes only. Users may download, copy and reprint information from the Website for non-commercial purposes, subject to any terms and conditions contained within materials expressly attributed to third parties, so long as NADBank is cited as the source of the originating material. Users may not reprint or distribute material for which a third party is identified as the copyright holder, unless permission to do so is expressly permitted for such third-party material. Photos used on the Website may be subject to the copyright of the respective photographer and, therefore, may not be duplicated without the prior written authorization of NADBank. Users may not place "frames" around material from the Website without the express written authorization of NADBank.

The contents of materials expressly attributed to third parties, including without limitation, the rating reports by Moody's Investors Service and Fitch Ratings, are the property and responsibility of such third parties and not of NADBank. Use of these documents is subject to the legal terms and conditions contained therein, if any.

This Website contains links to websites not under the control of NADBank. NADBank provides these links as a convenience for users of its Website and is not responsible for their contents. The presence of a link does not imply endorsement or approval of its contents by NADBank.

All information on the Website is provided "AS IS", with no express or implied warranty of any kind, including but not limited to any warranty of merchantability, suitability, non-infringement or fitness for any particular purpose. Use of this Website is at user's sole risk. NADBank makes no warranty as to the accuracy, completeness or timeliness of any of the material on the Website and under no circumstances, including but not limited to, negligence, shall NADBank be liable for any direct, indirect, incidental, special or consequential expenses or damages incurred by reason of its use, including expenses or damages arising from communication failure and/or computer malfunctions associated with use of the Website. Information that relates to a particular date is offered only as of such date, and NADBank undertakes no obligation to update any material on the Website. NADBank may, in its discretion, periodically add, change, improve or update the materials on the Website without notice, and reserves the right to limit or discontinue the Website or deny any user access thereto without notice.

Maps and any other information of a similar nature found on this Website are for reference only and may not have been prepared or be suitable for legal, engineering, surveying or any other specific purpose or use. While NADBank attempts to provide accurate data, information available on the Website may use data from other sources. Therefore, NADBank does not guarantee or represent that any information is free of any errors, omissions, and/or positional inaccuracies. The boundaries, colors, denominations or any other information shown in any map or otherwise cannot be construed as an opinion on the legal status of any territory or any endorsement or acceptance of such boundaries.

As a condition of use of the Website, the user agrees to indemnify NADBank from and against any and all actions, claims, losses, damages, liabilities and expenses (including reasonable attorneys' fees) arising out of such user's use of the Website, including without limitation any claims alleging facts that if true would constitute a breach by the user of these terms and conditions. If the user is dissatisfied with any material on the Website or with any of the terms and conditions of use of the Website, such user's sole and exclusive remedy is to discontinue using the Website.

Nothing in the Website or any materials therein shall be construed, explicitly or implicitly, to contain any investment recommendations. NADBank is not registered under the U.S. Investment Advisers Act of 1940. Accordingly, nothing in this Website or in any materials therein constitutes an offer of or an invitation by or on behalf of NADBank to purchase or sell any securities, nor should it be considered investment advice.

The Website contains materials relating to NADBank securities which are provided for information purposes only. Such materials do not constitute an offer to sell or a solicitation of an offer to buy any NADBank securities. NADBank does not intend to solicit and is not soliciting any action with respect to any NADBank securities through the Website. All materials contained herein relating to NADBank securities should be read in conjunction with any other materials that they supplement or that are incorporated by reference therein.

All materials relating to NADBank securities should be read in conjunction with the appropriate offering document or prospectus and any applicable supplement thereto. NADBank securities mentioned herein may not be eligible for sale in certain jurisdictions or to certain persons and may be subject to other restrictions. Investors considering purchasing NADBank securities should consult their own financial, legal and tax advisors for information about such securities, the risks and investment considerations arising from an investment in such securities, the appropriate tools to analyze such investment and the suitability of such investment in each investor's particular circumstances.

The Website is controlled, operated and administered by NADBank from its offices within the United States of America and all data is stored in the Unites States of America. NADBank makes no representation that materials at the Website are appropriate or available for use at other locations outside of the United States of America. Access to the materials on the Website at any location where such content may be illegal is prohibited. If you access the Website from a location outside of the United States of America, you are solely responsible for compliance with local laws.

The opinions and findings of authors or compilers contained herein are not necessarily those of NADBank or its member countries. Except as otherwise noted, the material on the Website is the property of NADBank and is subject to the copyright, trademark and other intellectual property laws of the United States of America and other jurisdictions. All uses of the Website are subject to these laws.

These terms and conditions will be governed, interpreted and enforced in accordance with the laws of the State of Texas, United States of America, without giving effect to the conflict of laws provisions of that jurisdiction. Any legal action over the contents of the Website shall be brought in the federal courts located in Texas. No waiver by NADBank of any provision of these terms and conditions shall be binding except as set forth in writing signed by its duly authorized representative.

Nothing in the Website shall constitute or be considered to be a limitation upon or a waiver of the privileges and immunities of NADBank, which are specifically reserved.